California Direct Lender

Capital that rises when your business does.

Sun Capital Energy funds California businesses directly — working capital, revenue-based financing, equipment financing, and growth capital with clear terms and momentum that matches your ambition.

Funding built for momentum

Funding range$25K – $2M
Decision timeline24–48 hrs
Capital sourceDirect lender
CoverageCalifornia businesses
What we fund

Financing solutions for every stage of growth

As a direct lender, we structure funding around your real revenue and plans — not rigid checklists. Explore the products that move businesses forward.

Working Capital Loans

Flexible capital to cover operations, payroll, inventory, and the day-to-day needs that keep your business running smoothly.

Revenue-Based Financing

Funding aligned to your sales — repayments that flex with revenue so cash flow stays healthy through busy and quiet seasons.

Equipment Financing

Acquire the machinery, vehicles, and technology your business needs with financing structured around the asset's useful life.

Business Funding

General-purpose growth capital for expansion, hiring, marketing, or seizing a time-sensitive opportunity in your market.

Bridge & Expansion

Bridge financing to close the gap between today's needs and tomorrow's milestones, plus capital to open new locations.

Direct Relationships

You work with our team start to finish. We lend our own capital, so decisions are faster and terms stay transparent.

How it works

A clear path from application to funded

01

Apply online

Share a few details about your business and funding goals. The application is short and straightforward.

02

Review & structure

Our team reviews your profile and structures an offer built around your revenue and growth plan.

03

Get funded

Once terms are agreed, capital is deployed quickly so you can put it to work without delay.

Ready to put capital to work?

Start your application today and connect with a direct lender that understands California businesses and moves at the speed of opportunity.

Start Your Application